Now that the Election is behind us, what does the ATO have in store for you? With the Federal Election following hot on the heels of the 2019 Budget we now turn our attention to the policies of the reinvigorated Coalition Government. In previous years we have seen a raft of measures which have impacted on the financial wellbeing of Australian Expats and amongst the latest, one which could remove your Insurances from your Super without your knowledge.
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Despite the arrival of a new state pension, we still have the old one running alongside it, and the added complexity this brings.
For many people, the state pension is the bedrock on which private pension provision is built. How to qualify, how much it will be and at what age you can expect to get it are all factors that must be considered.
A financial planner will dig into your financial life. They will want to know what drives the decisions you make and what keeps you up at night. If you have a partner, they will want to know this from both of you. Without this conversation, a true financial planner….
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Most investors want to earn the highest rate of return whilst minimising risk. AAM presents Five nuggets of financial wisdom that could change the way you invest.
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Back in November 2016, the then relatively new Chancellor announced an end to Spring Budgets after the one due in March 2017. A new cycle is now in place, with March 2018 having seen Mr. Hammond present a relatively brief Spring Statement. Whereas his predecessors had often turned the Autumn Statement into a second unofficial Budget, Mr. Hammond is aiming for major tax changes to be announced only once every 12 months, well ahead of the start of the tax year.
It is rumoured that the next Budget could come as early as October.
So, what can we expect…?
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With a new year comes a fresh opportunity to get your finances in order, and with more than 90% of Britons not saving enough for the retirement income they are aiming for, why not take the opportunity to focus on your pension?
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Investors working with Financial Planners are on average $80,000 better off than those who don’t.
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