Archive for the Articles Category

Choosing the Right Amount of Life Cover

How do you calculate the amount of cover that you need to ensure your loved ones are adequately protected should the worst happen? There are two key elements in assessing the level of cover that is appropriate. The first is the amount of debt that you have and what your essential living..

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Do You Know If Your Final Salary Pension Scheme Is Right For You?

Savings and Investments Singapore AAM Advisory

There are many issues to consider when considering whether to transfer out of a Final Salary scheme and the complexity of these mean that you need advice from a fully qualified specialist in UK pension transfers. Here are the potential advantages and disadvantages of Final Salary Pensions and why a transfer might be in your interests.

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South Africa Introduces the Concept of “Double Non-Taxation”

South-Africa-bank-note-867w

As expatriates, we are all familiar with the concept of Double Taxation Agreements which prevent the same income being taxed twice. Now the South African Government wants to set a dangerous precedent by introducing the concept of “Double Non-Taxation”.

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Why Everyone Should Have A UK Pension Audit As Soon As Possible

savings and investments - money for retirement.

Since Gordon Brown first attacked UK pensions in 1997, successive Chancellors have become hooked on the idea that they can plunder your pension with impunity, egged on of course by Civil Servants in the Treasury whose pensions will be unaffected!

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Don’t Be Trumped In The Year Of The Rooster

The Year of the Rooster signified a wake-up call to investors. Fresh off the back of major political manoeuvrings, the economic landscape now looks very different. What should investors expect for the remainder of this lunar year?

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Reading the Runes for Budget 2017

Three Little Pigs

This year’s Autumn Statement was much awaited as the first set piece for the new Chancellor, Philip Hammond. In the days immediately following his appointment Mr Hammond had spoken about…

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Time to make your New Year’s Resolutions?

Financial Plans 2017

It is hard to believe that 2017 is here already! This is the time of year when we think about the year ahead and make our New Year’s Resolutions – but what about our finances?

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UK Inheritance Tax Can Take Up To 40% Of The Money You Leave To Your Spouse!

UK Inheritance Tax Advice

Did you know – if you are a British person married to a non-Brit, your spouse could be liable for a UK Inheritance Tax bill of up to 40% of your worldwide assets upon your death?…

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Goodbye Tax Relief, Hello Age-Related Bonus?

With the Autumn Statement fast approaching, it seems that the Chancellor is once again targeting pensions as a way of raising money. A report in The Times has suggested that the Treasury is considering a revamp of pensions tax relief along the lines of what…

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Super Changes….Again!

In the 2016-17 Budget, the Treasurer announced a package of reforms designed to improve the sustainability, flexibility and integrity of the Superannuation system. The objective for the changes to Super was stated as ‘to provide income in retirement to substitute or supplement the Age Pension’. Now, following extensive consultation, the Government has decided to amend the proposals.

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