Covid-19 – Is your UK pension safe?
As we look on mainstream and social media, we see more and more articles, posts and adverts suggesting that your UK pension, if you have one, is in grave danger.
Is It retirement or financial independence?
Is It retirement or financial independence? Call it what you will, we all want it anyway It all used to be so simple didn’t it? For almost every post industrialist generation that came before us, the formula was simple: Work to the age of retirement, usually somewhere around 65, claim your pension, and live out…
You should act now to plan for the increased retirement age in Singapore
You should act now to plan for the increased retirement age in Singapore With proper financial planning, it is possible to retire at 55 and have enough funds to last into your 80s Prime Minister Lee Hsien Loong announced at the 2019 National Day Rally that Singapore is going to increase its retirement age to…
The Final Salary Pension Dilemma
The Final Salary Pension Dilemma Advice on Final Salary pensions remains a hot topic in the media, especially after the scandal at British Steel where many were transferred to unsuitable, and in many cases, unregulated investments putting their pensions at risk. As an expatriate, if you were previously a member of a UK Pension, it…
Brexit, Politics and Pensions
Brexit, Politics and Pensions We can say many things about the ongoing saga of Brexit but certainly not that it is plain sailing – short of wars and the oil shock of the 1970s, I can’t remember many times less plain sailing than now. In the three years since the UK voted to leave the…
10 UK State Pension Mistakes people Make
10 UK State Pension Mistakes people Make Despite the arrival of a new state pension, we still have the old one running alongside it, and the added complexity this brings. For many people, the state pension is the bedrock on which private pension provision is built. How to qualify, how much it will be and…
Act now to Maximise your UK State Pension
Act now to Maximise your UK State Pension If you have gaps in your national insurance contributions, you can pay voluntary contributions to maximise your State Pension entitlement. You may be able to pay Class 2 contributions which are around 80% less expensive than Class 3 contributions, if you meet the following requirements: You have…
Can You Have The Retirement You Want?
Can You Have The Retirement You Want? Oh to be young when retirement, if ever considered, is something for your parents to worry about and not for you. Having just passed my 58th birthday I was encouraging my son to start planning early as time slips by all too quickly and suddenly retirement is all too…