Posts Tagged Pension

Should you Transfer your Final Salary Pension?

Sometimes referred to as a Defined Benefit (or DB) pension, with final salary pensions your former employer will pay you a guaranteed fixed income from the day you retire until the day you die. If your spouse survives you, they will receive a reduced pension for life.

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The Intricacies of the Old and New UK State Pension System

For UK expats, the state pension is an important consideration when planning your retirement income. Working out your entitlement has become more complex following changes to the UK State Pension in 2016. This change is complex and there are transitional arrangements which try to ensure that no one is disadvantaged by the move to the new rules.

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Retirement Income Warning

While retirement certainly brings about its share of unknowns, perhaps the most daunting prospect associated with this stage of life is the potential to run out of money. That fear is so widespread, in fact, that 60% of baby boomers are more worried about depleting their nest eggs prematurely than actually dying.

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Will you be able to Afford the Retirement you want?

Given that retirement income will be needed for 20, 25 or even 30 years after you stop working, retirement planning is a pretty important issue. Read more to find out what are the most effective ways to prepare for your retirement.

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UK Final Salary Pensions – The £50BN Exodus

The knock-on effects of George Osborne’s pension flexibility proposals and whether you should transfer your pension.

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Is Keeping Your Final Salary Pension Really The Safest Thing To Do?

savings and investments - money for retirement.

The benefits and pitfalls of transferring a Final Salary Pension; what should you watch out for and what should be included in the report you receive.

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Do You Know If Your Final Salary Pension Scheme Is Right For You?

Savings and Investments Singapore AAM Advisory

There are many issues to consider when considering whether to transfer out of a Final Salary scheme and the complexity of these mean that you need advice from a fully qualified specialist in UK pension transfers. Here are the potential advantages and disadvantages of Final Salary Pensions and why a transfer might be in your interests.

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Why Everyone Should Have A UK Pension Audit As Soon As Possible

savings and investments - money for retirement.

Since Gordon Brown first attacked UK pensions in 1997, successive Chancellors have become hooked on the idea that they can plunder your pension with impunity, egged on of course by Civil Servants in the Treasury whose pensions will be unaffected!

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Which Comes First: Saving for Retirement? Or Your Children’s Education?

When money is tight, you have to make choices. Which is why if you’re putting money away towards your children’s further education whilst trying to save for your retirement, you may well wonder – what should be the priority? Assuming that you may not be in the position to fund both goals, financial experts generally will always tell you that retirement should be your first savings priority. Why you ask? The arguments below should convince you.

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The Impact of a New UK Government

Following the General Election on 7th May, the Conservatives alone now form the UK government and it is a purely Conservative affair, not a coalition. Find out how this will impact you and what you can do about it.

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